terms of Use

Terms of use – Opal Property Advisory
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These Terms of Use (Terms) govern your use of the Opal Property Advisory website located at www.opalpropertyadvisory.com.au (Website). By accessing or using this Website, you acknowledge that you have read, understood and agree to be bound by these Terms. If you do not agree, you must not use the Website.
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These Terms operate alongside Opal’s Privacy Policy. Together, they form the entire agreement between you and Opal regarding your use of the Website.
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1 Definitions
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In these Terms:
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1.1 Opal, we, us and our means Opal Property Advisory (MM Media Group Pty Ltd as trustee for the MM Media Trust, or such entity as otherwise notified).
1.2 User, you and your means any person accessing or using the Website on their own behalf or on behalf of another.
1.3 Content means all information, data, articles, insights, analysis, commentary, tools, calculators, documents, graphics, videos, podcasts or any other material available on or distributed through the Website.
1.4 Third-Party Provider means any professional, adviser, service provider, referral partner, or advisory-board member referenced or linked on the Website.
1.5 Intellectual Property means all copyright, trade marks, branding, logos, graphics, documents, data, trade secrets, and any other intellectual property owned or used by Opal.
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2 General use of Website
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2.1 Opal grants you a non-exclusive, revocable, non-transferable licence to use the Website solely for personal, non-commercial purposes, subject to these Terms.
2.2 Opal retains complete editorial control over the Website and may update, modify, suspend or discontinue any aspect of the Website at any time without notice.
2.3 The Website may not operate continuously and may be unavailable from time to time for maintenance or other reasons. To the maximum extent permitted by law, Opal is not liable for any Website outage or inaccessibility.
2.4 These Terms prevail to the extent of any inconsistency between these Terms and anything else on the Website.
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3 Intellectual Property
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3.1 All Intellectual Property in the Website and Content is owned by Opal or its licensors. Nothing in these Terms transfers any Intellectual Property rights to you.
3.2 You must not reproduce, adapt, communicate, publish, sell, distribute, commercialise or create derivative works from any Content without Opal’s prior written consent.
3.3 If you upload, submit or transmit any content to Opal through the Website, you grant Opal a perpetual, royalty-free, worldwide, transferable licence to use, reproduce, modify, publish or communicate that content for business, marketing or operational purposes.
3.4 You warrant that you have all rights necessary to grant Opal these licences.
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4 User Conduct
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4.1 You must not use the Website for any unlawful, harmful or improper purpose.
4.2 You must not submit content that is defamatory, offensive, discriminatory, infringing, misleading, obscene, or otherwise objectionable.
4.3 You must not introduce viruses, malicious code, or attempt to interfere with the proper functioning of the Website or any associated systems.
4.4 You must maintain the confidentiality of any login credentials or secure-access materials provided to you by Opal.
4.5 You must promptly notify Opal if you suspect any unauthorised use of the Website.
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5 Advisory-board members and third-party providers
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5.1 The Website may refer to or feature content supplied by third-party providers or Opal’s advisory-board members. Any such individuals provide insights or commentary in their own capacity or as representatives of their own separate entities.
5.2 Third-Party Providers are independent of Opal. Opal does not supervise, control or guarantee their services and is not responsible for any advice or service they provide.
5.3 Inclusion of a third-party provider on the Website does not constitute an endorsement, warranty or recommendation of that provider. Users must conduct their own due diligence before engaging any third party.
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6 No professional advice
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6.1 Opal is a licensed real estate agency and conducts business as a buyer’s agent. Opal is not:
• a financial services licensee;
• a mortgage broker or credit provider;
• a legal practitioner;
• a tax adviser; or
• a licensed builder, engineer or town planner.
6.2 Content on the Website is general information only. It does not take into account your objectives, financial situation or needs and must not be relied on as financial product advice, credit assistance, legal advice, tax advice or any other form of professional advice.
6.3 Before making any property, financial or lending decisions, you must obtain independent advice from appropriately qualified and licensed professionals.
6.4 Opal does not and cannot guarantee future property performance, market outcomes, valuations, or investment returns.
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7 Accuracy, currency and limitations of Content
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7.1 While Opal endeavours to ensure Content is accurate and current, Opal does not warrant that any Content is accurate, complete, current, reliable or suitable for your circumstances.
7.2 Opal is not obliged to update Content and makes no representation that the Website reflects the latest market conditions, legislation or valuation practices.
7.3 Users are responsible for verifying information before relying on it.
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8 Limitation of Liability
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8.1 To the maximum extent permitted by law, Opal excludes all liability for any loss, damage, cost or expense arising out of or connected with:
• your use or inability to use the Website;
• your reliance on any Content;
• actions or omissions of Third-Party Providers; or
• any corruption, unavailability or interruption of the Website.
8.2 Nothing in these Terms excludes or limits any rights or remedies that cannot be excluded under the Australian Consumer Law.
8.3 Where liability cannot be excluded, Opal limits liability (to the extent permitted by law) to:
• the re-supply of the relevant services; or
• the cost of re-supplying those services.
8.4 Users assume all risks associated with using the Website, including risks connected to online interactions, data loss, or system damage.
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9 Privacy and Data
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9.1 Opal may collect, store, use and disclose personal information obtained through your use of the Website in accordance with Opal’s Privacy Policy.
9.2 By using the Website, you consent to Opal’s handling of personal information in the ways described in the Privacy Policy.
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10 Changes to Terms
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10.1 Opal may vary these Terms at any time by publishing the updated Terms on the Website.
10.2 Your continued use of the Website constitutes acceptance of the updated Terms. If you do not agree, you must stop using the Website.
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11 Termination and Suspension
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11.1 Opal may suspend, restrict or terminate your access to the Website at any time, without notice, for any reason.
11.2 Opal may discontinue any part of the Website or any Content at any time.
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12 Governing Law
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12.1 These Terms are governed by the laws of New South Wales, Australia.
12.2 Users submit to the exclusive jurisdiction of the courts of New South Wales.
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13 Severability
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If any provision of these Terms is invalid or unenforceable, it will be read down or severed to the extent necessary without affecting the validity of the remaining provisions.
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Contact
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For questions about these Terms, please contact Opal at: hello@opaladvisory.au